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Credit Cards

Put a Better Card in Your Wallet.

With competitive rates, great terms and Reward Points for travel, gift cards and cash, there's no better card to carry!*


VISA Signature Card

 

FRFCU Visa Signature

 

Apply Now  | Print Application

 

Shopping with your VISA Signature Card will be truly rewarding!

  • 0.00% Introductory APR for the first six months for purchases
  • 11.74 - 18.00% APR thereafter
  • 4.99%  APR for balance transfers
  • Receive 1 Reward Point for each dollar of Net Purchases
    charged to your Signature Card
  • Earn unlimited Reward Points
  • No annual fees or balance transfer fees
 

VISA Platinum Card

 

Apply Now  |  Print Application

 
Enjoy daily savings and a low rate.
  • 0.00% Introductory APR for the first six months for purchases
  • 9.74 - 18.00% APR thereafter
  • 4.99% APR for balance transfers
  • No annual fees or balance transfer fees
 

 VISA Business Card

 

Print Application

 

Enjoy daily savings and a low rate.

  • 11.74 - 18.00% APR for purchases and balance transfers
  • No annual fee 
  • Foreign Transaction fee is equal to 1% of the U.S. dollar amount for each such transaction
     

VISA Secured Card

 FRCU Visa Platinum

Apply Now  | Print Application

 
Build your credit with our low rate VISA  Secured card.
  • 17.24% APR for purchases
  • 4.99% APR for balance transfers
  • No annual fees or balance transfer fees

New Automated Alerts for your FRFCU Credit and Debit cards

Our new Fraud Alert System lets you know if there is suspected fraudulent activity on your credit or debit card. Once you sign up, we will send you a text message and let you know if there is unusual activity. You respond letting us know if you recognize the transaction. If you don’t recognize it, our fraud process begins right away. This makes it much harder on the thief and limits the potential misuse of the card.

Signing up for Fraud Alerts is easy. Just Click Here and follow the easy steps to register your card.

 

*VISA Signature Card: 0.00% Introductory APR for the first six months. After that, your APR will be between 11.74% and 18.00%. This APR will vary with the market based on prime rate. Your interest rate will vary based on your credit history. 4.99% APR for Balance Transfers for the life of the balance. Subject to Credit Approval. VISA Platinum Card: 0.00% Introductory APR for the first six months. After that, your APR will be between 9.74% and 18.00%. This APR will vary with the market based on prime rate. Your interest rate will vary based on your credit history. 4.99% APR for Balance Transfers for the life of the balance. Subject to Credit Approval. VISA Business Card: APR will be between 11.74% and 18.00%. This APR will vary with the market based on prime rate. Your interest rate will vary based on your credit history. APR for Balance Transfers will be between 11.74% and 18.00%. Subject to Credit Approval. VISA Secured Card: APR will be 17.24%. APR for Balance Transfers will be 4.99%.