Term Certificates

Regular Certificates

Flexible terms from 3 months to 35 months let you pick the maturity date. Only $500 minimum deposit with competitive yields and dividends credited monthly or at term end.

Traditional & ROTH IRAs(1)

  • Rollover funds from another financial institution.
  • Flexible Regular Certificate terms from 3 months to 35 months.
  • Only $500 minimum deposit with competitive yields and dividends credited monthly or at term end.
  • Or use convenient payroll deduction or automatic savings to build your IRA with a Variable IRA Savings Account.

Coverdell Education Savings Account

Any adult – parents, grandparents, godparents or friends – can put money in a Coverdell Education Savings Account, up to $2,000 away each year (up to the tax filing deadline of April 15th) per child (income eligibility requirements apply). In addition, all earnings in the account accumulate on a tax-deferred basis and can be withdrawn from the account tax-free if used to pay for qualified elementary and secondary education, as well as qualified college education expenses. Contributions to a Coverdell Education Savings Account are not tax deductible. 

(1) Consult your tax advisor or IRS Publication 590 to determine what type of IRA is right for you. Publication 590 can be found at your local post office or online at the Internal Revenue Service Website.

Give the Gift of Education - The 529 College Savings Plan

Save for any child's tuition with the tax friendly 529 Plan. It provides a number of significant advantages over traditional college savings plans while offering estate planning benefits. The plan is available to parents, grandparents, relatives and friends and can be used at any accredited school in the country. Send us an email to receive details and kit on the 529 Plan.

Comprehensive retirement planning*

Our Financial Advisors available through CUSO Financial Services, LP (CFS) our broker-dealer, will review your portfolio and recommend a complimentary financial and retirement plan to match your risk tolerance and help alleviate the feeling of vulnerability about your financial future.

Contact a Financial Advisor today

* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Financial Resources Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members