Stock Loans

Get what you want - with the purchasing power of your assets

Super Stock Secured & Option Loans

Our Super Stock Loan program provides a valuable and exclusive benefit that lets the value of your company stock continue to appreciate⁽¹⁾ while you take advantage of the equity it's built up and any dividends you may receive.

• Loans subject to credit approval.
• Loans up to 80% of the current market value for J&J Stock (JNJ); 75% for any other publicly traded company in our field of membership, and 60% for all other stocks traded on the NYSE or NASDAQ. 
• Maximum loan amounts up to $1 million.
• Extremely competitive rate based on the 10-year T-bill rate for the Fixed Payment option, and the Prime Rate for Line of Credit and Interest Only option.
• Two payment options are offered - Interest Only or Fixed Payment of principal and interest.
• Applying is simple with no credit verification required.
• Same day service on your loan request!

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The Stock Option Exercise component provides an advantageous alternative and possible tax advantages⁽²⁾ to exercising Stock Options while preserving stock appreciation and equity.

• Loans subject to credit approval.
• It offers secured loans up to 50% of the current market value for J&J stock.
• The Option Exercise & Stock Sale can be made the same day with the Credit Union handling the sale.
• Same day service on your loan request!

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(1) Past performance is no guarantee of future results.

(2) A Tax Advisor should be consulted for a preview of your individual tax situation.