Stop putting off home improvement, needed repairs or purchases. Help pay for education or consolidate your higher interest debt.

• 1.99% for the first 6 months; then the APR adjusts to the current Prime rate as listed in the Money Rates section of the Wall Street Journal, plus a margin based on individual credit circumstances, but never lower than 3.49% APR*
• 25 Year Term
• Loans up to $249,999

Click here to apply 24/7. Loans subject to credit approval.
Click here to view all loan options.

*Six month introductory Annual Percentage Rate (APR) applies to new loans only and requires a minimum $10,000 initial draw to qualify for the introductory Annual Percentage Rate (APR). After the introductory 6 month period, the Annual Percentage Rate (APR) is based on individual credit circumstances, amount of equity in the subject property, and is subject to change monthly once your line is established, Resource Rewards reward level rate reduction eligibility, and automatic payment deduction selection from a Financial Resources FCU Checking Account, and may increase after the Credit Line is established subject to changes in the Prime rate as listed in the Money Rates section of the Wall Street Journal, plus a margin based on individual credit circumstances, but will never be lower than 3.49% APR or higher than the maximum allowed by the Federal Credit Union Act, which is currently 18% APR. If you choose to waive automatic deduction from a Financial Resources FCU Checking Account, your rate will be .25% higher. Rates are subject to change without notice. Any existing Financial Resources Home Equity Credit Line previously receiving an introductory APR that is being refinanced in order to receive the new introductory six month APR, requires a $50,000 increase in the Credit Line amount, subject to approval, and requires that a fee of $195 be paid if the Home Equity Credit Line being refinanced has been open one year or less. Home Equity Loans and Lines are not available in Puerto Rico and the states of Alaska, Hawaii and Texas. Loan amounts up to $249,999. The interest paid on the portion of your loan or line exceeding your property’s value is not tax deductible for Federal income tax purposes. Please consult your tax advisor regarding the deductibility of interest. The states of AL, FL, GA, KS, the Orleans Parish of LA, MD, MN, NY, OK, TN, and VA impose a Mortgage Recording tax at the time the mortgage is recorded and can vary from state, county and locality, and can range from .10% to 2.175% of the approved loan or credit line amount, or $1 to $21.75 for each $1,000 of the approved loan or credit line amount. If the subject property lies in any of these areas, you will be notified of this fee amount and your home equity loan or credit line will be advanced to satisfy the fee. An early termination fee of $195 will be imposed on Home Equity Credit Lines paid-off or cancelled within one year from the date the Home Equity Credit Line is established. Financial Resources FCU’s Nationwide Mortgage Licensing System and Registry number is 401965.