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SBA Loans

Helping Local Businesses During COVID-19

Financial Resources Federal Credit Union has been helping local businesses for years; whether assisting new businesses in starting up or helping provide the means for businesses to grow and expand.  We understand the impact COVID-19 is having on all businesses, and we are here and ready to help. As the number one SBA Credit Union lender in New Jersey for 7 consecutive years, we have the programs and information you need to help you navigate your business through these challenging times.

Disaster Assistance

The SBA provides low-interest disaster loans to help businesses recover from declared disasters. For details on qualifying and uses, please click here.

Resources for Your Business


Financial Resources named the #1 Small Business Administration New Jersey credit union lender from 2013 through 2019!

SBA (Small Business Administration) Loans

Financial Resources is a preferred lender with the Small Business Administration (SBA), allowing for expedited processing and approval of loan requests. Financial Resources is proud to partner with the SBA on small business loans where we are able to offer business owners many different types of loan programs to fit every need.



The SBA guaranteed loan programs allow Financial Resources to provide financing when collateral may not meet conventional lending standards. Flexible payment options and longer terms than traditional loans can be provided under the SBA 7(a) program.

Traditional 7(a) commitments can be offered up to $5,000,000.00



Express Loans from the SBA are for loans up to $350,000. It is ideal for businesses that may not meet traditional lending requirements. Flexible payment options and longer terms than traditional loans can be provided under SBA Express. Funds may be used for working capital, equipment, inventory, expansion, or real estate purchases.



The 504 loan program provides growing small businesses with long-term financing to acquire, construct, or expand their business location or purchase machinery and equipment. The 504 program allows a borrower to contribute as little as 10% in equity. These small business loans usually have preferential long-terms interest rates.



Apply Today Contact a Member Business Loan Officer

Or call us at 908.253.6439 or 908.429.6501