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Our Checking accounts provide flexible features tailored to the way you want to bank. You'll have access to thousands of surcharge free ATMs nationwide. Plus with Mobile Banking and Mobile Check Deposit, banking has never been easier and more convenient.

>Click to view our Checking rates and benefits


Hero & Champion Accounts!

Hero Account
Champion Account


VIP Checking

An account for those interested in higher dividends!

  • FREE personalized checks
  • Higher dividend rate with a balance of $1,500 or more
  • Competitive dividends if balance falls below $1,500
  • Only $6 monthly charges if minimum balance falls below $1,500
  • Only $25 needed to open an account 

Advantage 50 Checking

A perfect account for members 50 and over! 

  • FREE personalized checks
  • Competitive dividends 
  • No minimum balance
  • No monthly service charge
  • Only $25 needed to open an account

Direct Advantage Checking

Earn dividends with the convenience of direct deposit7 or any automatic payment! 

  • FREE first box of checks
  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • Only $25 needed to open an account

Free Checking

A FREE account for everyone!

  • FREE first box of checks
  • No minimum balance
  • No monthly service charge
  • Only $25 needed to open an account



All of the above Checking accounts include:

Bank on your schedule. You decide when, where, and how:

Online Banking - Manage your money from your office, the comfort of your home or wherever you have Internet access with free on line banking with secure access to your accounts 24/7. With Web Branch and Bill Payer you can: Check transactions, balances and transfer funds between accounts. View transaction history and retrieve check copies. Re-order checks

Mobile Banking - Get 24/7 access to account information and services from your Web-enabled wireless device with an Internet connection. Bank anywhere, anytime.

Mobile Deposits - Scan Direct Remote Deposit Service is a secure and convenient service that allows you to scan and deposit checks into your savings, checking or money markets accounts through Financial Resources Federal Credit Union's WebBranch Internet Banking8.

POP Money - Now with POP (Pay Other People) Money, sending money is as easy as sending an email or text message. Send money to anyone using his/her email address, mobile number or bank account information9.

Bill Pay - One-stop bill pay dashboard allows users to perform the majority of bill pay activities from one central location6.

eStatements - Environmentally-conscious eStatements replace traditional paper statements. Receive and securely store them without having to maintain large paper files and records.

Our Routing Number: 221278420



Open An Account



* See the Overdraft Privilege document for details
(1) Fees may reduce earnings on these accounts: Savings, VIP Checking, Money Market and IRAs
(2) Minimum Balance to earn stated Annual Percentage Yield (APY). If a range is shown as a deposit tier, the starting balance shown in that tier is the Minimum Balance needed to earn the stated Annual Percentage Yield (APY)
(3) Rate is variable and may change after the account is opened
(4) Debit Card inactive for 6 months = $2 per month
(5) APY = Annual Percentage Yield.
(6) Bill Payer inactive for 6 months = $6 per month
(7) A qualifying direct deposit is a recurring electronic deposit made by an employer or other entity/agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to satisfy this requirement.
(8) Restrictions may apply.
(9) Standard service only; does not include “next day” service.
(10) In-branch pickup only
(11) Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented
(12) Financial Resources FCU charges may apply for use of another financial institution's or ATM operator's ATMs for accounts opened prior to July 18, 2016. Additionally, other financial institutions and/or ATM operators may charge for using their ATMs.
Annual Percentage Yield (APY) as of 2/28/2018.  Rates subject to change.