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Debit & ATM Cards

Debit Cards

Make purchases without a credit card or checkbook. The MasterCard debit card with EMV chip technology lets you pay for purchases anywhere MasterCard® is accepted. There are no monthly fees* and you don't have to write a check or show identification. Funds are withdrawn from your checking account so your purchase transactions are shown on your monthly statement.

Use it like an ATM card where Maestro®, MasterCard®Allpoint® and Plus® are displayed.

To activate your card or change your PIN, call 1.866.985.2273.


MasterCard Debit Card Benefits

Debit Card Protection

Every time you shop with your Financial Resources FCU Debit MasterCard you can breathe easy knowing you're protected.

• Extended Warranty doubles the original manufacturer's or store brand warranty for up to one year on eligible items that have an original manufacturer's warranty of no more than 12 months when you pay with your Financial Resources FCU Debit MasterCard®.1

• Price Protection reimburses you the price difference on eligible items should you find a lower price within 60 days from the date of the purchase when you pay with your Financial Resources FCU Debit MasterCard®.1

• Identity Theft Resolution Services help you with credit bureau notification and card replacement should you become the victim of identity theft, not just for your Financial Resources FCU Debit MasterCard®, but for all the cards in your wallet.1

Plus, you're also protected from unauthorized purchases with MasterCard's Zero Liability Coverage.2

In our ongoing efforts to protect our members from Debit card fraud, we may require you to use your PIN when performing certain transactions at major retailers. The PIN provides an extra layer of security when using your Debit card, and allows us to better determine whether a transaction is legitimate or fraudulent. If you have any questions regarding these requirements please contact us at 800-933-3280.

New Automated Alerts for your FRFCU Credit and Debit cards

Our new Fraud Alert System lets you know if there is suspected fraudulent activity on your credit or debit card. Once you sign up, we will send you a text message and let you know if there is unusual activity. You respond letting us know if you recognize the transaction. If you don’t recognize it, our fraud process begins right away. This makes it much harder on the thief and limits the potential misuse of the card.

Signing up for Fraud Alerts is easy. Just Click Here and follow the easy steps to register your card.

ATM Cards

If you prefer, a regular ATM card is available to access your funds through a checking, savings or money market account from automatic teller machines throughout the world.

Our Routing Number: 221278420

* Monthly Fee for cards that have no activity for a continuous six (6) month period

1 Certain terms, conditions and exclusions apply. For complete coverage terms and conditions, call 1-800-MC-ASSIST. 
2 Certain restrictions apply. For details, visit